1. U.S. Census Bureau.  2011 Statistical Abstract of the United States.  Table 228. Mean Earnings by Highest Degree Earned: 2008.  23 January 2011.  < http://www.census.gov/prod/2011pubs/11statab/educ.pdf>.

2. U.S. Census Bureau.  2001 Statistical Abstract of the United States.  No. 218.  Earnings by Highest Degree Earned:  1999.  10 June 2002.  <http://www.census.gov/prod/2002pubs/01statab/stat-ab01.html>.

3. U.S. Census Bureau.  2011 Statistical Abstract of the United States.  23 January 2011.  Table 228. Mean Earnings by Highest Degree Earned: 2008.  23 January 2011.  < http://www.census.gov/prod/2011pubs/11statab/educ.pdf>. 
U.S. Census Bureau.  2011 Statistical Abstract of the United States.  23 January 2011.  Table 689. Money Income of Households—Percent Distribution by Income Level, Race, and Hispanic Origin, in Constant (2008) Dollars: 1980 to 2008.  <http://www.census.gov/prod/2011pubs/11statab/income.pdf>.

4. U.S. Department of Labor.  Report on the American Workforce.  5th Ed.  2001.  23 January 2011.  <http://www.bls.gov/opub/rtaw/pdf/rtaw2001.pdf>.

5. U.S. Department of Education, National Center for Education Statistics.  Education Indicators:  An International Perspective.  Indicator 17: Education and Relative Earnings.  NCES 96-003.  Nancy Matheson, et al.  Washington, D.C.:  1996.  28 May 2006.  <http://nces.ed.gov/pubs/eiip/eiipid17.asp>.

6. U.S. Census Bureau.  2011 Statistical Abstract of the United States.  Table 228. Mean Earnings by Highest Degree Earned: 2008.  23 January 2011.  < http://www.census.gov/prod/2011pubs/11statab/educ.pdf>.

7. U.S. Department of Education, National Center for Education Statistics.  Education Indicators:  An International Perspective.  Indicator 18: Gender Differences in Earnings.  NCES 96-003.  Nancy Matheson, et al.  Washington, D.C.:  1996.  28 May 2006.  <http://nces.ed.gov/pubs/eiip/eiipid18.asp>.

8. U.S. Census Bureau.  2011 Statistical Abstract of the United States.  Table 228. Mean Earnings by Highest Degree Earned: 2008.  23 January 2011.  < http://www.census.gov/prod/2011pubs/11statab/educ.pdf>.

9. U.S. Census Bureau.  2001 Statistical Abstract of the United States.  No. 218.  Earnings by Highest Degree Earned:  1999.  10 June 2002.  <http://www.census.gov/prod/2002pubs/01statab/stat-ab01.html>.

10. U.S. Census Bureau.  2011 Statistical Abstract of the United States.  Table 228. Mean Earnings by Highest Degree Earned: 2008.  23 January 2011.  < http://www.census.gov/prod/2011pubs/11statab/educ.pdf>.

11. The point of this future value (FV) exercise to so show how differences in earning matter, especially if increased resources are invested in something – anything.  The FV calculation assumes that earnings will not change (but they do increase so the $ figures are low) and that the differences are invested at four percent (but most people will spend the surplus $ so this too is not 100% clear).

12. U.S. Census Bureau.  2011 Statistical Abstract of the United States.  Table 228. Mean Earnings by Highest Degree Earned: 2008.  23 January 2011.  < http://www.census.gov/prod/2011pubs/11statab/educ.pdf>.

13. U.S. Department of Labor, Bureau of Labor Statistics. 
1) 2009: U.S. Department of Labor, Bureau of Labor Statistics.  Employment Projections.  Education pays ….  23 January 2011.  <http://www.bls.gov/emp/ep_chart_001.htm>.
2) 2003: U.S. Department of Labor, Bureau of Labor Statistics.  More education: Lower unemployment, higher pay.  Occupational Outlook Quarterly, Fall 2004.  28 May 2006.  <http://www.bls.gov/opub/ooq/2004/fall/oochart.pdf>.
3) 1998: U.S. Department of Labor, Bureau of Labor Statistics.  More education: Higher earnings, lower unemployment.  Occupational Outlook Quarterly, Fall 1999 Vol. 43, Number 3.  <http://www.bls.gov/opub/ooq/1999/Fall/oochart.pdf>.

14. Bureau of Labor Statistics.  Labor Force Statistics from the Current Population Survey.  Unemployment Rate - Civilian Labor Force - LNS14000000.  23 January 2011.  <http://data.bls.gov/cgi-bin/surveymost?ln>.

15. U.S. Department of Education, National Center for Education Statistics.  Education Indicators:  An International Perspective.  Indicator 19: Unemployment and Education.  NCES 96-003.  Nancy Matheson, et al.  Washington, D.C.:  1996.  28 May 2006.  <http://nces.ed.gov/pubs/eiip/eiipid19.asp>.

16. U.S. Department of Education .  The Corporate Imperative:  Results and Benefits of Business Involvement in Education.  September 1998.  28 May 2006.  <http://www.ed.gov/pubs/CorpImp/page1.html>.

17. Employment Policy Foundation.  Major Challenge Facing Employers: A Higher Skilled Workforce.  November 16, 1998.  <http://www.epf.org/research/newsletters/1998/et981116.asp   OR   http://www.epf.org/pubs/newsletters/1998/et981116.asp>.  Site is down, 28 May 2006, but the title is cashed on http://64.233.161.104/search?q=cache:6DKTXiHr2x8J:www.epf.org/pubs.asp%3Ftopic%3D%26limitType%3DNL%26sort%3Dt%26summary%3Dn+%22Employment+Policy+Foundation%22+and+%22Major+Challenge+Facing+Employers%22&hl=en&gl=us&ct=clnk&cd=1

18. Bartel, Ann P., Frank R. Lichtenberg and Roger J. Vaughan.  Technological Change, Trade, and the Need for Educated Employees: Implications for Economic Policy.  No. 5, Nov. 1989.  Institute on Education and the Economy, Teachers College, Columbia University.  28 May 2006.  <http://www.tc.columbia.edu/iee/BRIEFS/Ncee05.htm>.

19. Greenspan, Alan.  The critical role of education in the nation's economy.  Greater Omaha Chamber of Commerce 2004 Annual Meeting, Omaha, Nebraska.  20 February 2004.  28 May 2006.  <http://www.federalreserve.gov/BOARDDOCS/SPEECHES/2004/200402202/default.htm>.

20. FinAid.  Tuition Inflation.  2008.  24 January 2011.  <http://finaid.org/savings/tuition-inflation.phtml>.

21. The Quick and the Ed.  Price-Fixing for the Good of Students.  13 June 2008.  06 February 2011 < http://www.quickanded.com/2008/06/price-fixing-for-good-of-students.html >.

22. Fidelity Investments.  The Cost of College.  31 May 2006.  <http://personal.fidelity.com/planning/college/parents/rcparent.html>.

23. U.S. Census Bureau.  2011 Statistical Abstract of the United States.  Table 289. Institutions of Higher Education – Average Charges: 1985 to 2009.  06 February 2011.  < http://www.census.gov/prod/2011pubs/11statab/educ.pdf>.